Image from Black Girl Heal website: When You Overspend During the Holidays
Money

When You Overspend During the Holidays

Hello, my beautiful sisters. 

The holidays can be a magical time, but let’s be honest—they can also bring a lot of pressure. 

Maybe you’ve found yourself spending more than you planned, trying to make everything perfect for your family or to keep up with expectations.

If you’re feeling the weight of overspending and the stress it brings, I want to remind you today that even in this, God is with you and ready to restore balance in your life.

Empathy

Sister, I see you. 

You wanted this holiday season to be special, and so you said yes to one more gift, one more dinner out, one more decoration. Now, the bills are coming in, and it feels overwhelming. Maybe you’re wondering how you’ll make it all work, or you’re feeling guilt over decisions made in the moment. 

Let me tell you: you are not alone in this. So many of us have been there, and it’s okay to admit that it’s a lot.



Reframing the Focus

But here’s the thing, Sister: while the world tells us that joy comes from what we give, buy, or do, God’s truth is different. 

True joy and peace come from Him—not from a perfectly wrapped gift or an Instagram-worthy holiday table. Instead of focusing on what’s been spent or what went wrong, let’s shift our eyes to what God can restore. 

He’s not just concerned with your finances; He cares about your peace of mind and your heart.

Encouragement

Sister, God sees you, and He knows your intentions. 

He knows you wanted to create moments of love and joy. And while the financial stress feels heavy right now, trust that God is a God of restoration. He can provide wisdom to help you regain control, opportunities to rebuild what feels lost, and peace to calm your worried heart. 

You are not defined by a season of overspending—God sees your heart and your desire to do what’s right moving forward.

Image from Black Girl Heal website article: When You Overspend During the Holidays
Credit: Canva

Uplifting Call to Action

So today, my beautiful sisters, let’s release the guilt and stress and bring it all to God. 

Take a moment to pray for His guidance in managing your finances and for His wisdom in finding a way forward. Trust that He will provide the clarity and strength you need to restore balance—not just in your wallet, but in your spirit.

Remember, the holidays are about love, connection, and celebrating the blessings we already have. God’s grace is abundant, and He will carry you through this season and beyond. Trust Him, Sister, because His provision and peace are always enough.

Author

  • Shelia Huggins Photo for Black Girl Heal Blog

    Shelia Huggins is a 20+ year attorney who has helped clients with their business and personal legal challenges. She blogs at Black Girl Heal to provide insight and practical strategies for those seeking to heal the struggles of their wallets, mindsets, and lives. Known as "Ms Legalista" on YouTube, she is passionate about helping people find their path and achieve the personal success they've been looking for.

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